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Holiday Season Liability: What HOAs and Strata Managers Need to Know

Table of Contents

The holiday season is a time of joy and celebration. For people living in communities, this time of the year means vibrant decorations, social gatherings, and celebrations of various religious and cultural events. For those managing these communities such as Home Owners Associations (HOAs) and Strata Managers, the season brings a host of challenges and responsibilities. 

From managing common areas to enforcing community rules and ensuring the safety and well-being of tenants, a lot needs to be managed to ensure that nothing dampens the festive spirit of the season.

The responsibilities of HOAs and Strata Managers become even more crucial during this time of the year, thereby increasing their liability in case something does go wrong. 

Understanding what these liabilities are can help them make informed decisions, set guidelines, and take necessary precautions. Doing so helps them mitigate legal and financial risks. 

Diving deeper into this topic, we will look at what these holiday season liabilities are. We will also understand what risk management strategies HOAs and Strata Managers can take and what role should the residents play. Finally, we will look at how Strata Management Software can help save your sanity and protect you from the liabilities the season brings. 

Understanding HOAs and Strata liabilities

The responsibilities of HOAs and Strata Managers go far beyond making sure the grass is trimmed and the pool is clean. They need to ensure properties are maintained in a way that they are safe and that no action from their end is harming the well-being of the residents. 

When properties are poorly maintained, residents can get hurt, and HOAs and Strata Managers might be held accountable for lack of vigilance and oversight. This can even lead to lawsuits and hefty fines. 

General responsibilities of HOAs and Strata Managers

HOAs and Strata Managers are responsible for the upkeep of shared spaces like parks, gyms, and pools. They also need to ensure that community rules and regulations are followed. Additionally, they must manage community finances. 

This includes collecting fees and paying for maintenance and repairs. Last but not least, they should timely respond to concerns raised by residents and resolve them.

Changes in responsibilities during the Holiday Season

As the holiday season kicks off, HOAs and Strata Managers face some additional responsibilities. This is due to decorations, events, activities, hostings, and more, that are part and parcel of this time of the year. 

As such, they need to set decoration policies, organize events, and conduct frequent inspections. They also need to enforce noise regulations and review the liability insurance policy to ensure adequate coverage for the holiday season as the risks of accidents increase. 

Understanding and managing liability effectively during this time is crucial to ensure a safe and harmonious environment for all residents.

Common holiday season liabilities

With the increase in decoration and activities, various liabilities can arise for HOAs and Strata Managers. 

  • Property Damage Due to Celebrations: With homes packed with guests, your kitchen and bathrooms take an extra hit. Minor issues can occur like chipping paint due to wall adhesives used for decorations, While major ones can be structural damage caused when trying to get a huge Christmas Tree through the door. Strata Managers need to guide residents on taking care of the property during this time of the Year. 
  • Injuries in Common Areas: From slipping or falling on icy sidewalks to tripping due to insufficient lighting or broken fencing around the pool, injuries occurring in the common areas are the responsibility of property managers. They need to place sufficient safety signage and ensure the shared areas are free of fire, tripping, or pesticide risks.
  • Noise Complaints: More hustle and bustle during this time of the year means more time spent resolving disputes on noise filed by someone around the neighborhood.  Enforcing noise regulations and making sure they are being enacted is the responsibility of HOAs and Strata Managers. Managers need to outline descriptions of loud noises, how complaints are handled, and what do to in case of non-compliance. 
  • Fire Hazards Due to Decorations: From using candles to extension cords and tinsels, 76% of all holiday decorations involve multiple fire hazards. It’s essential for HOAs and Strata Managers to enforce safety standards for holiday decorations. This includes educating residents regarding the type of lights to use and providing them with guidelines for safe electrical practices. They must also conduct regular inspections of decorated areas to ensure compliance with fire safety regulations.

 

Legal framework and compliance

From Home Owners Association Laws in the United States to Strata Legislation in countries like Australia and Canada, HOAs and Strata Managers must adhere to certain laws about local building and safety codes. Additionally, they need to make necessary arrangements for individuals with disabilities in housing practices, to ensure no one feels discriminated against.

Compliance with these local laws during Holiday events and while setting up and maintaining decorations is a must. This ensures that risks to residents’ safety and well-being are sufficiently mitigated.

Risk management strategies during the holiday season

Managing risks is key for Homeowners Associations (HOAs) and Strata Managers, especially during the busy holiday season. Here are some strategies to help keep everyone safe and minimize potential issues:

Regular check-ups and fixes

  • Inspect Often: Walk around the property regularly to spot and fix hazards like broken lights or icy paths.
  • Quick Fixes: If something’s broken or not working right, get it fixed as soon as possible.
  • Fire Safety: Make sure all fire safety gear, like extinguishers, is ready to use and that escape routes are clear, especially with extra holiday decorations around.

Talking clearly with residents

  • Share the Rules: Give everyone clear, written rules about things like where to put holiday decorations and how loud parties can be.
  • Keep Everyone Posted: Use emails, social media, or community boards to update residents on any rule changes or important reminders.
  • Listen and Respond: Have a way for residents to report problems or concerns, and make sure these are dealt with quickly, such as a self-service portal. 

Safety First with Decorations and Events

  • Decoration Guidelines: Set rules about what kinds of decorations are okay, where they can go, and how long they can stay up to avoid fire risks and other problems.
  • Safe Events: If there are community events, make sure there are plans for keeping everyone safe, like managing crowds and making sure food is handled safely.
  • Check for Compliance: Regularly check that everyone is following the rules for decorations and events, and enforce these rules to keep things safe.

Insurance matters

  • Review Your Insurance: Before the holidays start, check the insurance policies to make sure they cover potential holiday risks.
  • Liability Coverage: Make sure the policy includes coverage for injuries and property damage.
  • Update if Needed: If things have changed in the community or new risks have come up, update the insurance to match.

Be ready for emergencies

  • Emergency Plans: Have a clear plan for emergencies and make sure all residents know about it.
  • Emergency Supplies: Keep first aid kits and emergency equipment like fire extinguishers easy to find and ready to use.
  • Emergency Contacts: Know where to find credible suppliers quickly in case something goes wrong.

By following these steps, HOAs and Strata Managers can help ensure a safe and fun holiday season for everyone in the community.

Role of residents in mitigating the risks

By following these steps, HOAs and Strata Managers can help ensure a safe and fun holiday season for everyone in the community.

Most of the responsibilities lie with HOAs and Strata Managers in ensuring the holiday season goes by smoothly. However, the residents too have a vital role to play in terms of cooperation and participation.

Residents may contribute to reducing the holiday season liability risks by:

  • Following community guidelines: This includes respecting noise regulations and following decorating rules.
  • Quickly reporting hazards: Not just Strata Managers, but residents too should remain vigilant. They should immediately report in case they spot a potential hazard such as slippery walkways, broken lights, or unsafe decorations.
  • Adhering to safe decorating practices: When decorating inside their own homes, they must follow all safety guidelines. 
  • Hosting responsibly: When having guests over at their place, residents must keep an eye on their guest’s actions. Also, they should not be involved in any activity that can cause disturbance or hurt the neighbors. 
  • Participating in community meetings: To keep informed on the guidelines and safety rules, residents should attend community meetings and provide their input where necessary. 

Preparing for emergencies

Despite your best efforts to minimize holiday season liabilities, things can take an unexpected turn, with this being such a busy time of the year. Your best shot in such a scenario is to remain fully prepared what whatever might happen. For this, you need to have an emergency plan.

Assess risks: Identify things that have gone wrong in the past and have a good chance of going wrong again.

Create a response plan: Lay out a step-by-step strategy of what action you need to take under each of those scenarios you have identified. Write down everything from who to contact, how to alert residents, and how to contain the situation until help arrives. Consider creating exit plans and ensuring first-aid readiness. 

Add technology to your toolkit: HOAs and Strata Maintenance Management solutions that integrate with a self-service portal allow residents to report issues promptly. They also allow managers to quickly find and connect with emergency service suppliers, track work order progress, keep records, and collect resident feedback. All of which enhance efficiency, transparency, compliance, and safety during the busy holiday season.

Wrapping up

The holiday season with its festive spirit brings lots of cheer for the residents. Along with it, come plenty of challenges for HOAs and Strata Managers. Being vigilant and proactive is the only way to ensure that residents remain safe and the season goes without any unfortunate event. 

Consider adding i4T Maintenance Management software to your toolkit this season and ensure you effectively minimize your holiday season liability with strata management software to your rescue. 

To see if i4T Maintenance is the right fit for your HOAs and Strata Maintenance needs, Book a Demo today. 

FAQs

Common risks include damage from decorations, injuries like slips on ice, noise from parties, and fire hazards from lights.

They should make emergency plans, keep a list of important contacts, have clear exit routes, be ready with first aid, check safety equipment, and set up a way to quickly tell residents about emergencies.

Following the rules helps prevent accidents, avoids legal problems, keeps insurance valid, and makes the holiday season safe and fun for everyone.

It should have rules about what kinds of decorations are okay, where to put them, how to use lights safely, and when to take them down.

Yes, if a resident’s rule-breaking causes damage or an accident, it can make insurance claims tricky and lead to legal or financial issues.

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